[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.amitech.cz\/i-podnikatele-si-mohou-pujcovat-penize\/#Article","mainEntityOfPage":"https:\/\/www.amitech.cz\/i-podnikatele-si-mohou-pujcovat-penize\/","headline":"I podnikatel\u00e9 si mohou p\u016fj\u010dovat pen\u00edze","name":"I podnikatel\u00e9 si mohou p\u016fj\u010dovat pen\u00edze","description":"Je jasn\u00e9, \u017ee by podnikatel\u00e9 m\u011bli \u017e\u00edt ze sv\u00fdch vlastn\u00edch p\u0159\u00edjm\u016f. A z t\u011bch by tak\u00e9 m\u011bli financovat v\u0161echno, co souvis\u00ed s jejich podniky. Zkr\u00e1tka by m\u011bli b\u00fdt po finan\u010dn\u00ed str\u00e1nce v\u017edycky sob\u011bsta\u010dn\u00ed. Ale navzdory tomu, \u017ee tomu tak je, tomu tak n\u011bkdy nen\u00ed. Nebo nemus\u00ed b\u00fdt. N\u011bkdy p\u0159ekro\u010d\u00ed v\u00fddaje firem a jejich majitel\u016f to, co si mohou p\u0159i sv\u00fdch p\u0159\u00edjmech dovolit, a n\u00e1sleduj\u00ed logicky pot\u00ed\u017ee. Bez pen\u011bz nelze financovat to, co se bez financov\u00e1n\u00ed neobejde, a pak se situace…","datePublished":"2026-03-04","dateModified":"2026-03-04","author":{"@type":"Person","@id":"https:\/\/www.amitech.cz\/author\/#Person","name":"","url":"https:\/\/www.amitech.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/da76ffe9456a057fb26f92cd8eb3d2effca853864e9ae2a35290bd1e10b1f7d4?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/da76ffe9456a057fb26f92cd8eb3d2effca853864e9ae2a35290bd1e10b1f7d4?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"amitech.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.amitech.cz\/wp-content\/uploads\/pppppppppppppppppppppppppppppppppp_10_10_10_7.jpg","url":"https:\/\/www.amitech.cz\/wp-content\/uploads\/pppppppppppppppppppppppppppppppppp_10_10_10_7.jpg","height":0,"width":0},"url":"https:\/\/www.amitech.cz\/i-podnikatele-si-mohou-pujcovat-penize\/","about":["Finance"],"wordCount":421,"articleBody":"         Je jasn\u00e9, \u017ee by podnikatel\u00e9 m\u011bli \u017e\u00edt ze sv\u00fdch vlastn\u00edch p\u0159\u00edjm\u016f. A z t\u011bch by tak\u00e9 m\u011bli financovat v\u0161echno, co souvis\u00ed s jejich podniky. Zkr\u00e1tka by m\u011bli b\u00fdt po finan\u010dn\u00ed str\u00e1nce v\u017edycky sob\u011bsta\u010dn\u00ed. Ale navzdory tomu, \u017ee tomu tak je, tomu tak n\u011bkdy nen\u00ed. Nebo nemus\u00ed b\u00fdt. N\u011bkdy p\u0159ekro\u010d\u00ed v\u00fddaje firem a jejich majitel\u016f to, co si mohou p\u0159i sv\u00fdch p\u0159\u00edjmech dovolit, a n\u00e1sleduj\u00ed logicky pot\u00ed\u017ee. Bez pen\u011bz nelze financovat to, co se bez financov\u00e1n\u00ed neobejde, a pak se situace jak\u00e9hokoliv byznysu komplikuje. A mohlo by to doj\u00edt dokonce tak daleko, \u017ee u\u017e by nebylo vyhnut\u00ed a p\u0159i\u0161el by krach. Co\u017e podnikatel\u00e9 samoz\u0159ejm\u011b necht\u011bj\u00ed dopustit. Jen\u017ee co jim zb\u00fdv\u00e1?Vlastn\u011b je tu je\u0161t\u011b n\u011bco, co by takov\u00fdm podnikatel\u016fm a jejich firm\u00e1m mohlo pomoci. A i kdy\u017e jsou po n\u011bjakou dobu p\u0159\u00edjmy men\u0161\u00ed ne\u017e nezbytn\u00e9 v\u00fddaje, nemus\u00ed to nezbytn\u011b vadit. N\u011bkdy se ani nepozn\u00e1, \u017ee n\u011bjak\u00fd podnik v\u011bz\u00ed v probl\u00e9mech. A je tomu tak d\u00edky existenci podnikatelsk\u00fdch p\u016fj\u010dek, kter\u00e9 si mohou soukromn\u00edci v t\u011b\u017ek\u00fdch \u010dasech pro sv\u00e9 firmy br\u00e1t.Kdy\u017e zkr\u00e1tka n\u011bkdo chce nebo i vysloven\u011b pot\u0159ebuje, m\u016f\u017ee po\u017e\u00e1dat o p\u016fj\u010dku kohokoliv, kdo p\u016fj\u010dky nab\u00edz\u00ed. Jen\u017ee to m\u016f\u017ee b\u00fdt m\u00e1lo. V mnoha p\u0159\u00edpadech se toti\u017e p\u016fj\u010dky nab\u00edzej\u00ed, jen\u017ee finan\u010dn\u00ed \u00fastavy vy\u017eaduj\u00ed i takov\u00e9 z\u00e1ruky, kter\u00e9 nemohou \u017eadatel\u00e9 o jejich p\u016fj\u010dky splnit. A jen tak n\u011bkomu tu tedy nep\u016fj\u010d\u00ed.Ale na\u0161t\u011bst\u00ed m\u00e1me i nebankovn\u00ed sektor. A tam se p\u016fj\u010duj\u00ed pen\u00edze i lidem, kte\u0159\u00ed by jinak m\u011bli sm\u016flu. Tam mohou dostat podnikatel\u00e9 p\u016fj\u010dku i tehdy, kdy\u017e nemaj\u00ed moc co nab\u00eddnout. P\u0159i\u010dem\u017e mluv\u00edm o nebankovn\u00ed hypot\u00e9ce, kter\u00e1 je dostupn\u00e1 i t\u011bm, kdo jinak nemaj\u00ed u \u017e\u00e1dn\u00e9 slu\u0161n\u00e9 p\u016fj\u010dky n\u00e1rok. Sta\u010d\u00ed tu ru\u010dit nemovitost\u00ed a podnikatel\u00e9 dostanou k dispozici pen\u00edze, kter\u00e9 pot\u0159ebuj\u00ed, a to tak, jak je pot\u0159ebuj\u00ed. A kdy\u017e se obejde takov\u00e1 hypot\u00e9ka bez p\u0159\u00edjmu a d\u011bl\u00e1n\u00ed drahot kv\u016fli z\u00e1znamu v registrech dlu\u017en\u00edk\u016f, je to pro podnikatele skute\u010dn\u011b ta nejlep\u0161\u00ed volba.                                                                                                                                                                                                                                                                                                                                                                                                  "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"I podnikatel\u00e9 si mohou p\u016fj\u010dovat pen\u00edze","item":"https:\/\/www.amitech.cz\/i-podnikatele-si-mohou-pujcovat-penize\/#breadcrumbitem"}]}]