[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.amitech.cz\/bez-penez-se-podnikat-neda\/#Article","mainEntityOfPage":"https:\/\/www.amitech.cz\/bez-penez-se-podnikat-neda\/","headline":"Bez pen\u011bz se podnikat ned\u00e1","name":"Bez pen\u011bz se podnikat ned\u00e1","description":"Jsem si jist\u00fd, \u017ee jste je\u0161t\u011b nikdy nesly\u0161eli o podnikateli, kter\u00fd vesele podnik\u00e1, a\u010dkoliv neust\u00e1le prod\u011bl\u00e1v\u00e1. Kdy\u017e se toti\u017e v podnik\u00e1n\u00ed prod\u011bl\u00e1v\u00e1, d\u00e1vaj\u00ed od toho soudn\u00ed lid\u00e9 d\u0159\u00edve \u010di pozd\u011bji ruce pry\u010d. A ten, komu by takov\u00e1 situace nevadila, by byl zral\u00fd na vy\u0161et\u0159en\u00ed u psychiatra. Proto\u017ee podnik\u00e1n\u00ed vyd\u011bl\u00e1vat mus\u00ed. A to dost. Je-li tomu toti\u017e jinak, fungov\u00e1n\u00ed prod\u011ble\u010dn\u00e9 firmy v\u00e1zne a jej\u00ed majitel s\u00e1m nem\u00e1 z \u010deho \u017e\u00edt. A kdy\u017e n\u011bkomu jeho podnik nevyn\u00e1\u0161\u00ed a on p\u0159esto nechce se…","datePublished":"2026-02-14","dateModified":"2026-02-14","author":{"@type":"Person","@id":"https:\/\/www.amitech.cz\/author\/#Person","name":"","url":"https:\/\/www.amitech.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/da76ffe9456a057fb26f92cd8eb3d2effca853864e9ae2a35290bd1e10b1f7d4?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/da76ffe9456a057fb26f92cd8eb3d2effca853864e9ae2a35290bd1e10b1f7d4?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"amitech.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.amitech.cz\/wp-content\/uploads\/ppppppppppppppppppppppp_10_10_10_10_4.jpg","url":"https:\/\/www.amitech.cz\/wp-content\/uploads\/ppppppppppppppppppppppp_10_10_10_10_4.jpg","height":0,"width":0},"url":"https:\/\/www.amitech.cz\/bez-penez-se-podnikat-neda\/","about":["Finance"],"wordCount":424,"articleBody":"   Jsem si jist\u00fd, \u017ee jste je\u0161t\u011b nikdy nesly\u0161eli o podnikateli, kter\u00fd vesele podnik\u00e1, a\u010dkoliv neust\u00e1le prod\u011bl\u00e1v\u00e1. Kdy\u017e se toti\u017e v podnik\u00e1n\u00ed prod\u011bl\u00e1v\u00e1, d\u00e1vaj\u00ed od toho soudn\u00ed lid\u00e9 d\u0159\u00edve \u010di pozd\u011bji ruce pry\u010d. A ten, komu by takov\u00e1 situace nevadila, by byl zral\u00fd na vy\u0161et\u0159en\u00ed u psychiatra. Proto\u017ee podnik\u00e1n\u00ed vyd\u011bl\u00e1vat mus\u00ed. A to dost. Je-li tomu toti\u017e jinak, fungov\u00e1n\u00ed prod\u011ble\u010dn\u00e9 firmy v\u00e1zne a jej\u00ed majitel s\u00e1m nem\u00e1 z \u010deho \u017e\u00edt.A kdy\u017e n\u011bkomu jeho podnik nevyn\u00e1\u0161\u00ed a on p\u0159esto nechce se sv\u00fdm podnik\u00e1n\u00edm skon\u010dit? Pak je tu u\u017e jenom jedin\u00e9 mo\u017en\u00e9 \u0159e\u0161en\u00ed, j\u00edm\u017e by se snad dalo v\u0161echno zm\u011bnit k lep\u0161\u00edmu. Je tu mo\u017enost vz\u00edt si p\u016fj\u010dku a s jej\u00ed pomoc\u00ed se pokusit napravit to, co nefunguje tak, jak by to fungovat m\u011blo.Podnikatel\u00e9 tedy projevuj\u00ed \u010dasto z\u00e1jem o p\u016fj\u010dky. Kdykoliv pot\u0159ebuj\u00ed, aby jejich firma vzkv\u00e9tala nebo aspo\u0148 nekrachovala, obracej\u00ed se na finan\u010dn\u00ed \u00fastavy a \u017e\u00e1daj\u00ed je o pomoc, j\u00ed\u017e je pr\u00e1v\u011b dost v\u00fdhodn\u00e1 podnikatelsk\u00e1 p\u016fj\u010dka.Ale co se m\u016f\u017ee n\u011bkdy st\u00e1t a tak\u00e9 se to st\u00e1v\u00e1? M\u016f\u017ee doj\u00edt a tak\u00e9 doch\u00e1z\u00ed k tomu, \u017ee majitel problematick\u00e9 firmy po\u017e\u00e1d\u00e1 o p\u016fj\u010dku v bance, ale po prov\u011b\u0159en\u00ed odch\u00e1z\u00ed s nepo\u0159\u00edzenou. St\u00e1v\u00e1 se to, a to hlavn\u011b soukromn\u00edk\u016fm s ni\u017e\u0161\u00edmi p\u0159\u00edjmy a z\u00e1znamy v registrech dlu\u017en\u00edk\u016f. Proto\u017ee t\u011bm se nev\u011b\u0159\u00ed, \u017ee budou spl\u00e1cet, co\u017e je u p\u016fj\u010dek samoz\u0159ejmost.A tak n\u011bkdy podnikatel\u00e9 zklam\u00e1ni opou\u0161t\u011bj\u00ed banky. A kam pot\u00e9 sm\u011b\u0159uj\u00ed jejich dal\u0161\u00ed kroky? Tam, kde je\u0161t\u011b maj\u00ed nad\u011bji. A takov\u00fdm poskytovatelem podnikatelsk\u00fdch p\u016fj\u010dek je pochopiteln\u011b nebankovn\u00ed spole\u010dnost, a ide\u00e1ln\u00ed nab\u00eddkou pro ty, kdo toho nemohou moc nab\u00eddnout, je nebankovn\u00ed hypot\u00e9ka. Kterou mohou dostat i lid\u00e9 odm\u00edtan\u00ed bankami.U nebankovn\u00ed hypot\u00e9ky sta\u010d\u00ed ru\u010dit nemovitost\u00ed. A to je tak jednoduch\u00e9, \u017ee to zvl\u00e1dne ka\u017ed\u00fd podnikatel, kter\u00fd nemovitost m\u00e1. A proto\u017ee maj\u00ed nemovitosti svou hodnotu, do\u010dk\u00e1 se s takovou z\u00e1rukou pomoci kdekdo. A t\u00edm je hypot\u00e9ka pro dlu\u017en\u00edky pro kdekoho nejlep\u0161\u00ed a dost mo\u017en\u00e1 i jedinou nab\u00eddkou, o kterou se m\u016f\u017ee uch\u00e1zet.                                                                                                                                                                                                                                                                                                                                                                                                  "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Bez pen\u011bz se podnikat ned\u00e1","item":"https:\/\/www.amitech.cz\/bez-penez-se-podnikat-neda\/#breadcrumbitem"}]}]